DORA regulations in Belgium and impact for all industries

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Reviewed by: Nojus (Noah) Bendoraitis

Belgium’s strategic position at the heart of Europe has always influenced its approach to financial regulation and digital innovation. Many multinational banks and service providers operate in Brussels or nearby cities, making cybersecurity and operational resilience top priorities. With the advent of the Digital Operational Resilience Act (DORA), Belgian regulators and businesses alike are taking a closer look at how to align local rules with this EU-wide mandate. In this post, I’ll examine how Belgium is implementing DORA, consider whether the process differs from other EU countries, and explore how Belgian regulations already echo DORA’s principles. I’ll also outline a few auditors that can guide Belgian organizations through DORA compliance.

The Belgian context and DORA’s significance

The financial sector in Belgium falls primarily under the National Bank of Belgium (NBB) and the Financial Services and Markets Authority (FSMA). Both agencies have a history of enforcing rigorous standards around risk management, consumer protection, and ICT oversight. This strong regulatory culture means DORA’s principles—covering ICT risk management, incident reporting, and third-party control—are not entirely new to Belgian financial institutions. What’s novel is how DORA unifies these expectations across all EU member states, creating a harmonized benchmark for digital resilience.

Beyond conventional finance, DORA’s demands for robust risk assessments and prompt incident reporting extend to any business handling sensitive financial data or providing critical IT services. Belgium has a vibrant ecosystem of startups, payment processors, and financial technology firms, so the effects of DORA will likely spill over into other industries, encouraging stronger cyber defenses and more structured governance models.

How Belgium’s approach compares to other EU member states

While every country must adhere to DORA’s common framework, local supervisory practices can differ. In Belgium, the NBB and FSMA have a track record of close collaboration with industry stakeholders, often issuing guidance that clarifies how EU regulations should be applied within the Belgian market. This consultative approach helps businesses adapt more smoothly, yet it may also result in Belgium-specific requirements layered on top of DORA.

In contrast, countries with more decentralized oversight could face steeper challenges integrating DORA into their frameworks. Belgium’s relatively straightforward regulatory structure—together with strong expertise in implementing previous EU directives such as PSD2 and the NIS Directive—provides a helpful foundation for rolling out DORA. However, Belgian companies operating across multiple EU jurisdictions should remain aware of any local nuances in how DORA is interpreted elsewhere.

Existing Belgian regulations aligning with DORA

Belgium already has several laws and guidelines that resonate with DORA’s calls for digital operational resilience. The table below summarizes key regulations and how they support or complement DORA’s objectives:

Regulation or measureFocus areaHow it aligns with DORA
Belgian National Cybersecurity StrategyCoordinated approach to combating cyber threatsEncourages a standardized approach to risk management and incident reporting, reinforcing DORA’s resilience aims
Implementation of the NIS Directive in Belgian lawRules for essential service providers and digital service providersAligns with DORA’s emphasis on consistent security measures and mandatory cyber incident reporting
NBB Circulars on IT and Security Risk ManagementSets requirements for banks and payment institutions on internal controls and risk managementOverlaps with DORA’s demands for ICT governance, third-party oversight, and robust operational resilience

While Belgian organizations won’t need to rebuild their compliance programs from scratch, DORA’s uniform reporting timelines and cross-border scope mean companies must closely review existing policies. Ensuring these procedures meet DORA’s standardized expectations for third-party risk and incident disclosure is vital to achieving full compliance.

List of DORA auditors in Belgium

There is no single, official registry of DORA auditors, but several well-known firms in Belgium specialize in cybersecurity, ICT risk management, and regulatory compliance. Below is a concise overview of some options to consider:

FirmPrimary expertiseAdditional notes
Deloitte BelgiumCyber risk, IT governance, regulatory auditsGlobal capabilities with strong local presence
KPMG BelgiumICT risk management, compliance reviews, operational auditsExperienced in Belgian financial sector
PwC BelgiumCybersecurity, data privacy, business continuity planningOffers tailored solutions for diverse industries
EY BelgiumTechnology consulting, digital transformation, IT auditsDeep knowledge of cross-border regulations
BDO BelgiumInternal controls, risk assurance, mid-market advisoryKnown for pragmatic and cost-effective approaches
NRB GroupSpecialized IT consulting, cybersecurity, and infrastructureBelgian-based firm with a focus on local clients

Organizations seeking to comply with DORA should assess each firm’s track record and industry expertise. An auditor’s familiarity with Belgian financial regulations, combined with its understanding of EU directives, can streamline the path to alignment.

Looking beyond compliance

DORA arrives in Belgium at a time when businesses are accelerating digital services and facing a rising tide of cyber threats. While the Act raises the bar for operational resilience, it also offers a roadmap for creating secure and trusted digital infrastructures. Belgian firms that proactively address DORA’s requirements can enhance their credibility in the eyes of clients, regulators, and international partners. By embracing a robust risk culture, companies position themselves for sustainable growth in an increasingly interconnected market—proving that resilience isn’t just a regulatory demand, but a strategic advantage.

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